Got a question?

Frequently Asked Questions for Visitors

There ways:

  1. Call (888) 641-6-8787 to schedule your session.
  2. Click on the Live Chat
  3. Click the Scheduling button and make a consultation appointment with a Trade Consultant.

We are happy to offer and introductory day so that you will know what you are viewing when you do a demo visit. Talk to your consulting agent.

Obviously, anyone starting a business should do a lot of due diligence, but we get these questions so much, let us help you out a bit. Like all business propositions, you need to look for the negative and the positive, but mostly the risk.

* First, Delta’s track record is witnessed every day my hundreds of traders. It is also audited, and Published.

Delta advertises on major broadcasting networks that only allow credible advertisers for long-format radio shows.
* Delta works closely with with Ensign Software. Ensign would not allow any substandard businesses to be affiliated with them.
* You can look to the Arizona Secretary of State and find Delta Trading Group, Inc. is in good standing with the corporation commission.
* You can search for Delta Trading Group, Inc. with the Securities Exchange Commission ( and EGDGAR) to find there is a publicly listed Reg D private offering. Companies trying to stay under the Federal Governments radar would probably not list an offering with the largest securities regulatory agency in the world.
* A company as large as Delta in this business would normally have dozens of negative articles. We have very few negative complaints from actual customers.

{Please note that “Delta” is a common name used in hundreds of companies in the US. We are not affiliated with a Delta Trade Financial or Delta Trade (a food distributor). These companies have negative reports, but we are not affiliated with them.

Primarily, this group is Group Consensus group where the members evaluate the trades as a group. The moderator has very little “veto power”.

Each member is responsible for either agreeing with the group, or not. Everyone trades their own brokerage accounts.

The moderators are there to maintain order.

Secondly, All of the Delta moderators are educated, active traders who apply deep knowledge in Risk Management to trading financial markets.

Our track record is published and can be viewed by going to the bottom of this page. Under Members you will find the Delta Tools option. There you will find our running track record.

That is an individual thing, depending on your circumstances. That is why we invite you into live trading sessions and assign you a personal representative to help determine if trading is affordable for you. Once you visit us online and understand what we do, we will be happy to discuss value with you.

We have two major trading career tracks: Master’s and Delegate.

With the all inclusive master’s membership, count on about 20-25K Your first year. But it can be much cheaper if you take longer.

That depends on your investor status. You should consult with your personal tax accountant or attorney for details concerning your unique situation.  Here are some resources to get you started: and  Market Watch tax Strategy

This is the reason Delta created the Trading Academy. You can learn the Delta 123 Trades on your own time, and even play back the recordings of past live trading sessions. Our Trading Academy combined with world-class trading tools such as Ensign Software, you can:

  1. Learn to trade with real data feeds from any day from any of the past couple years.
  2. Learn to trade with actual recordings of live trading sessions with our trading room moderator.
  3. Build a track record before trading live money.
  4. Successfully trade the S&P E-mini market live approximately 23 hours a day, 6 days a week. (Market is closed on Saturday and some Holidays).

And don’t forget we have Delegate Accounts to highly train you to follow rules.

Self-directed Retirement Accounts

What is a Self-Directed retirement account. A Self-Directed Retirement Account, or SDRA, is a term used to describe a defined contribution plan, or rather a retirement account which is able to be invested in any investment, both traditional and alternative investments, at the discretion of the account owner. All of these retirement accounts have preferential tax treatment for the individual. While not all retirement plans or accounts are self-directed, these are examples of some that are:

Self-directed IRA
Self-directed Roth IRA
Self-directed SEP IRA
Self-directed SIMPLE IRA
Self-directed Beneficiary IRA
Self-directed Solo 401(k) (or Solo K)
Self-directed 401k

Although each of these account types is defined in the Internal Revenue Code (IRC) as a type of retirement account, the IRC rules applicable to each are different. It is important to note that there is no term in the Internal Revenue Code (IRC) which is defined as “self-directed”. All retirement accounts listed above are self-directed by their nature according to the IRC.

The self-directed individual retirement account (IRA) is for investors who are determined to go beyond the usual investments that are available for retirement accounts—way beyond, in some cases.

IRAs are currently available from most financial institutions, and each offers a wide range of stocks, bonds, and mutual funds, including exchange-traded funds and index funds. Investors can choose a conservative bond fund or an aggressive stock fund, and there are plenty of choices in between.
The self-directed IRA is for those who demand access to alternative investments in their retirement savings. And, they want total control over the buy and sell decisions.

The self-directed IRA gives the investor control over buy and sell decisions.

It permits alternative investments in assets like precious metals and cryptocurrencies that are not normally found in IRAs.

The self-directed IRA requires a high level of confidence and a considerable investment of time and attention.

Self-directed IRAs are in most ways the same as any other IRA. That is, they have tax advantages designed to encourage Americans to save for retirement. That means the IRS gets some say in what an IRA can and cannot be invested in. That includes some alternatives to the usual stock and bond funds.

Investments that are highly tax advantageous or require require active trading such as Futures, Commodities, and Real Estate are often eligible.
As of 2019, the IRS permits self-directed IRAs to invest in real estate, development land, promissory notes, tax lien certificates, precious metals, cryptocurrency, water rights, mineral rights, oil and gas, LLC membership interest, and livestock.

Who Wants a Self-Directed IRA?

The self-directed IRA might appeal to an investor for any of several reasons such as Portfolio Diversitfication:

It could be a way to diversify a portfolio by splitting retirement savings between a conventional IRA account and a self-directed IRA.
It could be an option for someone who got burned in the 2008 financial crisis and has no faith in the stock or bond markets.

It may appeal to an investor with a strong interest and expertise in a particular type of investment, such as cryptocurrencies or precious metals.

In any case, a self-directed IRA has the same tax advantages as any other IRA. The investor who has a strong interest in precious metals can invest pre-tax money long-term in a traditional IRA, and pay the taxes due only after retiring.

The self-directed aspect may appeal to the independent investor, but it’s not completely self-directed. That is, the investor personally handles the decisions on buying and selling but a qualified custodian or trustee must be named as administrator. Otherwise, it’s not an IRA as the IRS defines it.

The administrator is usually a brokerage or an investment firm.

Self-directed IRAs are held by a custodian chosen by the investor, typically a brokerage or investment firm. This custodian holds the IRA assets and executes the purchase or sale of investments on the investor’s behalf.

We have many investors who have paid for their education and costs using retirement funds without penalty. You will work this out with your broker for proper documentation and permittable accounting.

Self-directed IRAs are held by a custodian chosen by the investor, typically a brokerage or investment firm. This custodian holds the IRA assets and executes the purchase or sale of investments on the investor’s behalf.

If you are offered the option of a self-directed 401(k) by an employer, the custodian would be the plan administrator.

The same contribution limits apply as for regular IRA and 401(k) plans. In 2019 and 2020, the maximum IRA contribution is $6,000, plus a $1,000 catch-up for those aged 50 or above. The maximum for 401(k) plans is $19,000 ($19,500 in 2020), plus a $1,000 catch-up.

The withdrawal rules are also the same. A withdrawal made from any traditional IRA or 401(k) prior to age 59½ will trigger a 10% early-withdrawal penalty unless an exception applies.

Required minimum distributions begin at age 70½ through the 2019 tax year. A new tax law effective Jan. 1, 2020, extends the age for taking required minimum distributions to 72.

For those who choose the Roth option for a self-directed IRA or 401(k), the rules are mostly the same, except that there are no required minimum distributions at any age. The investor pays the taxes on the income in the year the money is invested and the entire balance is tax-free when money is withdrawn in retirement.

Your account automatically loses its tax-advantaged status if the IRS rules that you made a prohibited transaction.

Got a question about SDIRA’a?

Use Professional Advisors

With most IRA providers, you can only open a regular IRA (traditional or Roth), and can only invest in the usual suspects: stocks, bonds, and mutual funds/ETFs. If you want to open a self-directed IRA, you’ll need a qualified IRA custodian that specializes in that type of account.1

Not every SDIRA custodian offers the same range of investments. So, if you’re interested in a specific asset—say, gold bullion—make sure it’s part of a potential custodian’s offerings.

SDIRA custodians aren’t allowed to give financial advice (remember, the accounts are self-directed)—which is why traditional brokerages, banks, and investment companies usually don’t offer these accounts. That means you need to do your own homework. If you need help picking or managing your investments, you should plan on working with a financial advisor.

The IRS also has a list of investments that are not permitted. That list includes collectibles, art, antiques, stamps, and rugs.

Consult your professional administer.

Self-Directed IRA (SDIRA) Risks

SDIRAs have lots of benefits. But there are a few things to watch out for:

Prohibited transactions.
If you break a rule, the entire account could be considered distributed to you. And you’ll be on the hook for all the taxes, plus a penalty. Make sure you understand and follow the rules for the specific assets you hold in the account.

Due diligence.
Again, SDIRA custodians can’t offer financial advice. You’re on your own. Make sure you do your homework and find a good financial advisor if you need help.

SDIRAs have a complicated fee structure. Typical charges include a one-time establishment fee, a first-year annual fee, annual renewal fee, and fees for investment bill paying. These costs add up (and cut into your earnings).

Your exit plan.
It’s easy to get out of stocks, bonds, and mutual funds: just place a sell order with your broker, and the market takes care of the rest. Not so with some SDIRA investments. If you own an apartment building, for example, it will take some time to find the right buyer. That can be especially problematic if you have a traditional SDIRA and need to start taking distributions.

Even though SDIRA custodians can’t offer financial advice, they will make certain investments available. The Securities and Exchange Commission (SEC) notes that SDIRA custodians don’t typically evaluate “the quality or legitimacy of any investment in the self-directed IRA or its promoters